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Half Moon Bay Real Estate

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Half Moon Bay Cash Back Realtor | Coastal Home Buyer Rebate Program

Save Thousands When Buying or Selling a Home in Half Moon Bay

Bay Area Home Rebate helps buyers and sellers in Half Moon Bay save money through our commission rebate and cash back realtor program. Eligible buyers may qualify for up to 1.25% cash back at closing, while sellers can benefit from our competitive 1% listing fee services.

Half Moon Bay is one of the Peninsula Coast’s most desirable real estate markets, known for oceanfront homes, coastal scenery, luxury properties, beaches, golf courses, and a relaxed small-town atmosphere. With strong buyer demand and rising home values throughout Half Moon Bay, many buyers and sellers are searching for smarter ways to reduce real estate costs while still receiving full-service professional representation.

Bay Area Home Rebate offers a full-service real estate experience while helping clients keep more money through our home buyer rebate and commission rebate programs.

How Our Half Moon Bay Rebate Program Works

Our cash back program helps buyers get money back when buying a home in Half Moon Bay while still receiving full-service professional representation.

Buyers

  • Work with Bay Area Home Rebate as your buyer’s agent

  • Receive expert negotiation and transaction guidance

  • Eligible buyers may receive a portion of the commission back at closing

Sellers

  • List your property with Bay Area Home Rebate

  • Save with our low 1% listing fee

  • Receive full-service marketing exposure including:

    • Google advertising

    • Social media marketing

    • Online home search platforms

    • Professional listing support

Average Savings Example

A buyer purchasing a $1,800,000 home in Half Moon Bay may qualify for substantial commission rebate savings depending on commission structure, lender approval, and transaction details.

These savings may help with:

  • Closing costs

  • Interest rate buy-downs

  • Moving expenses

  • Furniture purchases

  • Home improvements

  • Additional savings after closing

Sellers may also save significant commission costs through our 1% listing fee program compared to traditional real estate commission structures.

Why Buyers & Sellers Choose Bay Area Home Rebate

  • Up to 1.25% cash back rebate for eligible buyers

  • Competitive 1% listing fee for sellers

  • Full-service real estate representation

  • Strong negotiation expertise

  • Professional marketing strategies

  • Transparent communication throughout the transaction

Frequently Asked Questions

Is cash back when buying a home legal in California?

Yes. California allows licensed real estate brokers to offer commission rebates to buyers and sellers.

What is a home buyer rebate?

A home buyer rebate is when a portion of the real estate commission is refunded back to the buyer at closing.

Is the rebate taxable?

In many cases, rebates are considered a reduction in purchase price rather than taxable income. Buyers should consult a tax professional regarding their specific situation.

Does Bay Area Home Rebate provide full-service support?

Absolutely. We provide professional support throughout the entire buying or selling process.

Half Moon Bay Neighborhoods We Serve

Bay Area Home Rebate helps buyers and sellers throughout Half Moon Bay, including:

  • Downtown Half Moon Bay

  • Ocean Colony

  • El Granada Area

  • Miramar

  • Frenchman’s Creek

  • Coastal Estates

  • Nearby Coastal and Peninsula communities

Contact Bay Area Home Rebate

If you are searching for a Half Moon Bay cash back realtor, coastal home buyer rebate program, or ways to save money when buying or selling real estate on the Peninsula Coast, contact Bay Area Home Rebate today to learn how much you may be able to save.

Half Moon Bay Real Estate

464 Spruce ST, Half Moon Bay image
464 Spruce ST, Half Moon Bay $1,499,000

Welcome to this beautifully maintained retreat nestled on the coveted west side of Highway 1 in Half Moon Bay. This move-in-ready residence offers the perfect blend of co...

  • 3 Beds
  • 2 Baths
  • ML82065027 MLS
229 Garcia AVE, Half Moon Bay image
229 Garcia AVE, Half Moon Bay $2,500,000

Close enough to hear the sounds of the Pacific Ocean!! Walk, run, ride, wheel to the beach (no car needed) from this spacious 4-bedroom, 3-bathroom residence with 2,876 s...

  • 4 Beds
  • 5 Baths
  • ML82065548 MLS
6 Sunset TER 6, Half Moon Bay image
6 Sunset TER 6, Half Moon Bay — Canada Cove 55+ Mobile Home Park $399,000

Coastside Living in Canada Cove! Light, space, and an easy coastal lifestyle come together in this 2-bedroom, 2-bath, 1,220 sq ft home in sought-after Cañada Cove. High ...

  • 2 Beds
  • 2 Baths
  • ML82065364 MLS
  • Canada Cove 55+ Mobile Home Park Bldg.
2170 Bayhill CT, Half Moon Bay image
2170 Bayhill CT, Half Moon Bay — Ocean Colony $4,495,000

Magnificent Ocean Colony estate nestled on a quiet cul-de-sac in Half Moon Bay's premier gated community. Situated on an oversized 15,246± sq. ft. lot backing to the 12th...

  • 5 Beds
  • 6 Baths
  • ML82065281 MLS
  • Ocean Colony Bldg.
539 Silver AVE, Half Moon Bay image
539 Silver AVE, Half Moon Bay $2,500,000

Discover the space, versatility, and inviting outdoor amenities of this expansive 5-bedroom, 3.5-bath residence in the desirable Highland Park neighborhood of Half Moon B...

  • 5 Beds
  • 4 Baths
  • ML82064772 MLS
0 BONITA AVE, Half Moon Bay image
0 BONITA AVE, Half Moon Bay $23,500

Level ±2,497 sq ft vacant lot (per Assessor) near Redondo Beach Rd, near the beach and the Ocean Colony and Carnoustie neighborhoods. Unmarked, no improved access. Adjace...

  • ML82064450 MLS
50 Oceanview AVE 50, Half Moon Bay image
50 Oceanview AVE 50, Half Moon Bay — Canada Cove $409,000

Located in a terrific part of the park, this home has had some nice upgrades. Kitchen was remodeled in 2017. New floors and interior fully painted in 2026. Kitchen cab...

  • 2 Beds
  • 2 Baths
  • ML82064223 MLS
  • Canada Cove Bldg.
655 Potter AVE, Half Moon Bay image
655 Potter AVE, Half Moon Bay $4,200,000

Newly completed & beautifully designed, 655 Potter Ave captures the ease of modern coastal living just steps from Main St, the Coastal Trail & beaches, with the Ritz-Carl...

  • 4 Beds
  • 4 Baths
  • ML82063606 MLS
457 Coronado AVE, Half Moon Bay image
457 Coronado AVE, Half Moon Bay $2,788,000

Welcome to 457 Coronado Avenue, an exceptional new residence by ARO Homes in the sought-after East Miramar neighborhood of Half Moon Bay. Set on an expansive 11,000± sq. ...

  • 5 Beds
  • 3 Baths
  • ML82064149 MLS
425 Kehoe AVE, Half Moon Bay image
425 Kehoe AVE, Half Moon Bay $1,199,000

Welcome to 425 Kehoe Ave, a charming 3-bedroom, 2-bathroom home offering 1,310 sq. ft. of comfortable living space on a generous 6,533 sq. ft. lot in beautiful Half Moon ...

  • 3 Beds
  • 2 Baths
  • ML82064030 MLS
611 Myrtle ST, Half Moon Bay image
611 Myrtle ST, Half Moon Bay $1,295,000

The best of Half Moon Bay is close at hand from this picture-perfect home, just one block from restaurants on Main Street and less than one mile from the coastal trail al...

  • 2 Beds
  • 3 Baths
  • ML82063952 MLS
316 Grove ST, Half Moon Bay image
316 Grove ST, Half Moon Bay $1,899,000

Boasting 1,928± total square feet of living space featuring a 1,603± sq. ft. main residence and a 325± sq. ft. detached ADU this home offers coastal living at its finest ...

  • 4 Beds
  • 4 Baths
  • ML82057076 MLS
2781 Pullman AVE, Half Moon Bay image
2781 Pullman AVE, Half Moon Bay $1,499,000

PLANNING APPROVED - Rare opportunity to build a thoughtfully designed one-story residence with an ADU on nearly HALF AN ACRE lot (±19,370 sq. ft.) in westside Miramar. Ne...

  • ML82063602 MLS
910 Golden Gate Ave AVE, Half Moon Bay image
910 Golden Gate Ave AVE, Half Moon Bay $1,129,000 ▼

Single story ranch home close to downtown Half Moon Bay, the beaches and the Coastal Trail. This quiet residential neighborhood with its cul-de-sac location home provides...

  • 3 Beds
  • 2 Baths
  • ML82063550 MLS
624 Highland AVE, Half Moon Bay image
624 Highland AVE, Half Moon Bay $1,799,000

Welcome to this impressive Colonial-style home in Half Moon Bays desirable Highland Park neighborhood, offering 4 bedrooms, 3 baths and approximately 3,050 sq ft of spaci...

  • 4 Beds
  • 3 Baths
  • ML82063243 MLS
1575 Mizzen LN, Half Moon Bay image
1575 Mizzen LN, Half Moon Bay $1,795,000 ▼

**Buyer Credit: Offer a $35,000 credit at closing towards an interest rate buy-down or down payment assistance** Nestled in the serene Seahaven neighborhood of Half Moon ...

  • 4 Beds
  • 2 Baths
  • ML82063400 MLS
0 Bonita AVE, Half Moon Bay image
0 Bonita AVE, Half Moon Bay $95,000

Unimproved lot off Redondo Beach Rd, west of Hwy 1, south of downtown Half Moon Bay. Bonita Ave is a paper street, exact location of lot is not marked; no improvements. ...

  • ML82063313 MLS
708 Arroyo Leon DR, Half Moon Bay image
708 Arroyo Leon DR, Half Moon Bay $1,325,000

708 Arroyo Leon Drive offers a rare opportunity to embrace the quintessential Half Moon Bay lifestyle. This charming 3-bedroom, 2-bathroom single-story rancher offers a ...

  • 3 Beds
  • 2 Baths
  • ML82063198 MLS
213 Myrtle ST, Half Moon Bay image
213 Myrtle ST, Half Moon Bay $3,499,000

Ocean View Properties like this stunning beauty rarely come up for sale! Prime Property in a Prime Location!!! Remodeled/Upgraded to the "10s"!! Highly desirable West Sid...

  • 4 Beds
  • 3 Baths
  • ML82062750 MLS
121 Magellan AVE, Half Moon Bay image
121 Magellan AVE, Half Moon Bay $1,675,000

Tremendous opportunity to build your dream home on one of the largest coastal lots currently available in San Mateo County. Nestled amongst windswept cypress trees and pe...

  • ML82062588 MLS

board logoBased on information from MLSListings MLS as of All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.


Copyright 2026 MLSListings Inc. All rights reserved

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