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Half Moon Bay Real Estate

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Half Moon Bay Cash Back Realtor | Coastal Home Buyer Rebate Program

Save Thousands When Buying or Selling a Home in Half Moon Bay

Bay Area Home Rebate helps buyers and sellers in Half Moon Bay save money through our commission rebate and cash back realtor program. Eligible buyers may qualify for up to 1.25% cash back at closing, while sellers can benefit from our competitive 1% listing fee services.

Half Moon Bay is one of the Peninsula Coast’s most desirable real estate markets, known for oceanfront homes, coastal scenery, luxury properties, beaches, golf courses, and a relaxed small-town atmosphere. With strong buyer demand and rising home values throughout Half Moon Bay, many buyers and sellers are searching for smarter ways to reduce real estate costs while still receiving full-service professional representation.

Bay Area Home Rebate offers a full-service real estate experience while helping clients keep more money through our home buyer rebate and commission rebate programs.

How Our Half Moon Bay Rebate Program Works

Our cash back program helps buyers get money back when buying a home in Half Moon Bay while still receiving full-service professional representation.

Buyers

  • Work with Bay Area Home Rebate as your buyer’s agent

  • Receive expert negotiation and transaction guidance

  • Eligible buyers may receive a portion of the commission back at closing

Sellers

  • List your property with Bay Area Home Rebate

  • Save with our low 1% listing fee

  • Receive full-service marketing exposure including:

    • Google advertising

    • Social media marketing

    • Online home search platforms

    • Professional listing support

Average Savings Example

A buyer purchasing a $1,800,000 home in Half Moon Bay may qualify for substantial commission rebate savings depending on commission structure, lender approval, and transaction details.

These savings may help with:

  • Closing costs

  • Interest rate buy-downs

  • Moving expenses

  • Furniture purchases

  • Home improvements

  • Additional savings after closing

Sellers may also save significant commission costs through our 1% listing fee program compared to traditional real estate commission structures.

Why Buyers & Sellers Choose Bay Area Home Rebate

  • Up to 1.25% cash back rebate for eligible buyers

  • Competitive 1% listing fee for sellers

  • Full-service real estate representation

  • Strong negotiation expertise

  • Professional marketing strategies

  • Transparent communication throughout the transaction

Frequently Asked Questions

Is cash back when buying a home legal in California?

Yes. California allows licensed real estate brokers to offer commission rebates to buyers and sellers.

What is a home buyer rebate?

A home buyer rebate is when a portion of the real estate commission is refunded back to the buyer at closing.

Is the rebate taxable?

In many cases, rebates are considered a reduction in purchase price rather than taxable income. Buyers should consult a tax professional regarding their specific situation.

Does Bay Area Home Rebate provide full-service support?

Absolutely. We provide professional support throughout the entire buying or selling process.

Half Moon Bay Neighborhoods We Serve

Bay Area Home Rebate helps buyers and sellers throughout Half Moon Bay, including:

  • Downtown Half Moon Bay

  • Ocean Colony

  • El Granada Area

  • Miramar

  • Frenchman’s Creek

  • Coastal Estates

  • Nearby Coastal and Peninsula communities

Contact Bay Area Home Rebate

If you are searching for a Half Moon Bay cash back realtor, coastal home buyer rebate program, or ways to save money when buying or selling real estate on the Peninsula Coast, contact Bay Area Home Rebate today to learn how much you may be able to save.

Half Moon Bay Real Estate

0 BEACH AVE, Half Moon Bay image
0 BEACH AVE, Half Moon Bay $23,500

This vacant parcel sits in the Wavecrest Subdivision of Half Moon Bay, on the westside of Highway 1, just a short walk from the Coastal Trail and the ocean bluffs. The lo...

  • ML82060842 MLS
107 Carnoustie DR, Half Moon Bay image
107 Carnoustie DR, Half Moon Bay — Ocean Colony $2,825,000

Situated in the prestigious gated community of Ocean Colony, 107 Carnoustie Drive is an exquisite coastal retreat offering sweeping views of the golf course and tranquil ...

  • 4 Beds
  • 3 Baths
  • ML82060137 MLS
  • Ocean Colony Bldg.
457 Coronado AVE, Half Moon Bay image
457 Coronado AVE, Half Moon Bay $2,900,000

Located on a quiet street in Half Moon Bay's desirable Eastside Miramar neighborhood, 457 Coronado Ave offers a refined balance of modern architecture, comfort, and every...

  • 5 Beds
  • 3 Baths
  • ML82060817 MLS
599 Alto AVE, Half Moon Bay image
599 Alto AVE, Half Moon Bay $2,395,000

Experience the best of California coastal living in this stunning brand-new construction home designed to capture breathtaking panoramic views of the Pacific Ocean from n...

  • 4 Beds
  • 3 Baths
  • ML82060678 MLS
147 Kelly AVE, Half Moon Bay image
147 Kelly AVE, Half Moon Bay $1,150,000

This offering is one of the few remaining level vacant parcels very close to the beach, the coastal trail and downtown Half Moon Bay. With a Phase 1 water right, a Measu...

  • ML82060646 MLS
0 Cabrillo Highway, Half Moon Bay image
0 Cabrillo Highway, Half Moon Bay $1,250,000

Jaw-dropping views over one of the most stunning stretches of the California coast. This roughly 9-acre bluff top parcel sits high above the newly opened Don Horsley Coun...

  • ML82060640 MLS
34 Erin LN, Half Moon Bay image
34 Erin LN, Half Moon Bay — Cypress Cove $925,000

Experience the relaxed charm of Half Moon Bay in this beautiful 1,400 sq ft townhome featuring 2 spacious en-suite bedrooms and 2.5 bathrooms. An abundance of natural lig...

  • 2 Beds
  • 3 Baths
  • ML82060555 MLS
  • Cypress Cove Bldg.
4100 Cabrillo HWY 104, Half Moon Bay image
4100 Cabrillo HWY 104, Half Moon Bay $299,000

Have you been looking for a weekend getaway to call your own; one that is hand-free management and still pays? You have found it here at The Beach House - Inn at Half Mo...

  • 1 Beds
  • 1 Baths
  • ML82060476 MLS
0 Lobitos Creek RD, Half Moon Bay image
0 Lobitos Creek RD, Half Moon Bay $1,250,000

Build your dream coastal estate. Roughly 24 acres on the Half Moon Bay coast, with sweeping views in every direction and years of thoughtful groundwork already in place. ...

  • ML82060456 MLS
Bonita AVE, Half Moon Bay image
Bonita AVE, Half Moon Bay $25,000

Own a piece of the Coast! Bring a lawn chair, create a memorial, enjoy a picnic, plant a post and park your horse, take in the ocean air and watch one of our spectacular ...

  • ML82060290 MLS
Bonita, Half Moon Bay image
Bonita, Half Moon Bay $15,000

Own a piece of the Coast! Bring a lawn chair, create a memorial, enjoy a picnic, plant a post and park your horse, take in the ocean air and watch one of our spectacular ...

  • ML82060287 MLS
132 Amesport LNDG, Half Moon Bay image
132 Amesport LNDG, Half Moon Bay — Amesport Landing $849,000

Welcome to this beautifully maintained 2-bedroom, 2-bathroom ground-level corner residence in desirable Amesport Landing, offering abundant natural light and a peaceful g...

  • 2 Beds
  • 2 Baths
  • ML82060191 MLS
  • Amesport Landing Bldg.
705 Alsace Loraine AVE, Half Moon Bay image
705 Alsace Loraine AVE, Half Moon Bay $2,850,000

Discover an exceptional Coastside residence offering an impressive 3,960 square feet of living space on an expansive 11,763-square-foot lot. Designed for comfortable livi...

  • 4 Beds
  • 3 Baths
  • ML82060099 MLS
424 Lee AVE, Half Moon Bay image
424 Lee AVE, Half Moon Bay $1,435,000 ▲

Your Private Coastal Retreat Awaits! Tucked at the end of a quiet cul-de-sac in the coveted Miramar area, It's on the west side of highway 1 and short walking to Miramar ...

  • 3 Beds
  • 2 Baths
  • ML82060016 MLS
590 Miramar DR, Half Moon Bay image
590 Miramar DR, Half Moon Bay $2,295,000

Enjoy ocean views from this stunning Coastside home in Miramar, featuring a legal 1-bedroom ADU with flexibility for guests, extended family, or additional income. The ma...

  • 5 Beds
  • 4 Baths
  • ML82060011 MLS
144 Amesport LNDG, Half Moon Bay image
144 Amesport LNDG, Half Moon Bay — Amesport Landing Homeowners $815,000 ▼

Welcome home to this beautifully updated, move-in-ready 2-bedroom condo offering the perfect blend of comfort, style, and convenient coastal living. Ideally located just ...

  • 2 Beds
  • 1 Baths
  • ML82059844 MLS
  • Amesport Landing Homeowners Bldg.
2 Alameda AVE, Half Moon Bay image
2 Alameda AVE, Half Moon Bay $3,600,000 ▼

A rare coastal Masterpiece, where the Pacific is your backyard. From the moment you enter the ocean commands your attention. Expansive windows capture ever-changing views...

  • 3 Beds
  • 3 Baths
  • ML82058502 MLS
316 Eagle Trace DR, Half Moon Bay image
316 Eagle Trace DR, Half Moon Bay — Ocean Colony $2,295,000

This is your chance to buy the house you deserve - to live in luxury in an iconic location. Drive through the private gates of Ocean Colony and into the peace and beauty...

  • 4 Beds
  • 3 Baths
  • ML82059385 MLS
  • Ocean Colony Bldg.
0 Frenchmans Creek RD, Half Moon Bay image
0 Frenchmans Creek RD, Half Moon Bay $1,990,000

Massive Ocean View Acreage in Half Moon Bay Acreage inside Half Moon Bay city limits is rare. Acreage with sweeping 180-degree ocean views is rarer still. This 52+ acre ...

  • ML82058626 MLS
112 Birkdale RD, Half Moon Bay image
112 Birkdale RD, Half Moon Bay $1,699,000

Experience resort living in Ocean Colony - near the Half Moon Bay Golf Links and Ritz-Carlton with miles of beautiful beaches and coastal trails. This attractive reverse ...

  • 2 Beds
  • 3 Baths
  • ML82058536 MLS

board logoBased on information from MLSListings MLS as of All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.


Copyright 2026 MLSListings Inc. All rights reserved

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